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Accident/Disability Claims

To file an accident claim or a disability claim, please complete the appropriate claim form and follow the guidelines below: 

Accident Claims (Form S-00198)

  • Include an authorization signed and dated by the patient with every claim.
  • Have the patient complete and sign Section A: Patient Information.
  • Have your physician complete and sign Section B: Physician's Information.
  • For motor vehicle accidents, include:
    • A copy of the police report
    • A copy of the blood alcohol report or drug screening if the patient was tested for alcohol or drugs
    • A certified copy of the death certificate if the patient is deceased

First Claim for Disability Due to Accident (Form S-00198)

  • Have the patient complete and sign Section A: Patient Information.
  • Have your physician complete and sign Sections B and C: Physician's information and Physician's Disability Statement.
  • Have the employer complete and sign Section D: Employer's Information. Please ensure that the employer complete the pre-tax or after-tax question.
  • If you are self-employed, send a copy of your current business license and most recent quarterly tax records.
  • Be sure the claim form includes:
    • Where and when the accident took place (on or off the job)
    • Dates of disability
    • Name and phone number of the physician

Additional information may be required.

Second and Subsequent Claims for Disability (Form S-13270.1)

  • Have the patient complete and sign Section A: Patient Information.
  • Have the physician complete and sign Section B: Physician's Information.
  • Have your employer complete and sign Section C: Employer's Information.

Submit Accidental and Disability Insurance Claims | Aflac New York Insurance